If you’ve ever sat across from a financial advisor and wondered, “Are they recommending this because it’s good for me, or because it’s good for

Most people only discover a weakness in their finances when a crisis hits. Whether it is an unexpected job loss, an illness, or a mounting

They may cost the same, but only one delivers long-term returns. The Daily Coffee Dilemma Every day, many South Africans happily spend R25 to R45

Our financial decisions are consequential, it makes sense to have a trusted expert in our corner. However, it’s important to understand how your financial advisor earns their money and ensure their incentives are aligned with yours.

There are tens of thousands of financial advisors in South Africa, but there is considerable variability in the quality of advice they offer. Many will focus on investments and other financial products you may need, but a good advisor’s role is a more demanding one.

In the middle of 2020, I found myself on a video call with five close friends. We had all signed up for the same retirement annuity, which we were now realising was a big mistake.